HOW BAD IS THE COVID-19 SURGE? HOSPITALS ARE SUGGESTING PATIENTS VISIT URGENT CARE INSTEAD OF THE ED
With hospitalizations for COVID-19 at their highest point since January of this year, according to the Centers for Disease Control and Prevention’s COVID data tracker, some hospital systems are putting out the word that urgent care centers may be the best option for nonemergent complaints. WVU Medicine in West Virginia, for one, went to the local media to announce that patients with complaints like ear or throat pain, abdominal complaints and other similar issues should steer clear of hospitals. Dr. Chris Good, chair of the School of Medicine’s Department of Emergency Medicine, was quoted on WVME Metro News as saying unless patients have “a threat to limb or anything significant like a heart attack, stroke, or some surgical emergency†urgent care is the best place for them to go at this time. West Virginia has more patients in intensive care units across the state than at any other time since such records have been kept. According to the state department of health, 83.3% of patients hospitalized with COVID-19 are unvaccinated.
Effective Tips For Choosing The Right Health Insurance
Just like any other important purchase, dealing with health insurance may seem complex and daunting, but that need not be the case when you follow the tips provided here. Don't waste any more time wondering what insurance to buy. Check out the powerful and practical information in the article below.
To help you find good insurance deals you need to do your research. Make sure that you know the regulations and the laws for the state that you live in when you are looking at purchasing health insurance. Some states may have protection for those they have a preexisting conditions but other states may not have this option so be sure to do your homework.
When considering a health care insurance plan from your employer, be sure to check if your prescriptions are still covered in the coming year. The supported brands and types of medication can vary from year to year. Also, always choose a generic brand if possible. Also be sure to see if there are any discounts such as having your prescriptions sent via mail.
When purchasing health insurance make sure that the underwriting terms of the insurance policy meet your requirements. Many health insurance provides now exclude all pre-existing medical conditions. Make sure that you fully understand the financial and health implications of this restriction when considering whether the health insurance policy is suitable for you.
Make sure your health insurance is not being "grandfathered" in. Some companies do not have to provide the new changes required by law, because they have been in business for a very long time, or they know someone higher up. If your policy is one of these, start looking for a new company.
If having a baby is your plans, set yourself up now with health insurance that will pay the costs from the very beginning. The reason you must be careful of this is that many insurance plans do not pay for everything involved with giving birth.
Consider here the pros and cons of the different types of health insurance plans that are available. You will need to research Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), Point of Service (POS), Health Savings Account (HSA) and traditional indemnity. Find as much information as possible about each kind before enrolling into the program.
It is important to choose the right health insurance plan. The plan that is best for you may not be immediately apparent. Use the tips in this article to help you understand how health insurance works and what you need to focus on when shopping for it. The more knowledge you have the more likely you will purchase a good plan.
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